February Market Update

Note: This update was written prior to the U.S. strike on Iran. While the outcome of this event is uncertain, the structural shifts discussed below remain unchanged. Market Recap: The S&P 500 fell -0.87% in February while the equal weight S&P 500 gained 3.4%. Beneath the surface, leadership is clearly shifting. Technology and AI stocks are struggling Read More

The Case for Gold in Investment Portfolios

The correct allocation is not Zero Summary Most US individual investors hold less than 5% of their portfolio in gold. Institutional allocations are at zero. We show that optimal allocation to gold is somewhere between 15-25% of a total portfolio, and review the characteristics of gold as an asset class that make it unique and Read More

October Market Update

Market Recap:  Stocks climbed higher in October with the S&P 500 finishing the month up 2.27%. That’s now six straight months of gains heading into what’s historically been a strong time of the year for equities. However, market breadth, meaning the percentage of stocks participating in the advance, is weakening. Less than 60% of S&P Read More

Lessons from a Lost Decade

In my last post titled Disciplined Investing, I wrote about the importance of having a well-defined investment approach. Such an approach must be rules based and robust. The importance of discipline, consistency, and clarity is paramount in preventing oneself from making emotion-based decisions. A disciplined investment approach becomes particularly important when uncertainty and volatility dominate Read More

Market Update: First Half of September

Market Recap: Equities continued to rally in early September as investors anticipate a Fed rate cut. The S&P 500 pushed higher with momentum still concentrated in the large-cap technology stocks. However, breadth improved slightly as other sectors joined in the advance. At the same time, commodities and metals continued their upward trend. What We’re Watching: Read More